Last Updated on May 20, 2025 by pm_author_91ksj
Longer days and lighter evenings bring more opportunities to spend time together, but they also tempt you to spend more. With the school holidays on the horizon, you might already feel the pressure to fill the calendar with outings. However, you don’t need to break the bank to enjoy summer as a family. With a thoughtful approach and a few adjustments, you can create memorable moments while keeping your finances on track.
Plan Budget-Friendly Activities
You don’t need to book expensive days out to enjoy quality time. Start by creating a summer calendar with your family. Include local events such as free museum days and community festivals, and libraries often host free summer reading challenges and activity clubs that little ones can enjoy. You could also spend sunny afternoons exploring nearby parks, hiking trails or nature reserves without spending a penny.
If you’re looking for ideas for activities you can enjoy at home, you could host a DIY sports day, set up a back garden cinema with a bedsheet and a borrowed projector or organise a bake-off using ingredients you already have. These small, imaginative efforts can keep children engaged without extra spending.
Save on Food and Meals
Eating out frequently during the holidays can strain your budget. Instead, plan a weekly menu that includes packed lunches and picnics. Batch cook large portions of family favourites such as pasta bakes, stews or curries and freeze the leftovers for busier days.
Use supermarket loyalty card apps to track offers and build your meal plan around what’s discounted that week. If you’re eating out, look for restaurants where kids eat free or at reduced prices, especially during the week.
Overview and Adjust Household Expenses
Summer is the perfect time to reassess your regular outgoings. Start with your utility usage. If you’re spending more time outdoors, unplug unused electronics, switch off standby appliances and reduce dryer use by hanging clothes outside instead.
You should also consider taking a closer look at your insurance policies if you’re looking for areas to save money. For example, looking into multi-car insurance policies could help you identify potential savings. Ensure you take the time to shop around for things like car, contents or home insurance policies, as this can help you find the best deals.
Utilise Discounts and Loyalty Programmes
Before you book anything or buy tickets, check whether you can use points, cashback or discount codes.
Many supermarkets allow you to convert loyalty points into discounts for attractions and cinema visits – sometimes up to triple their value.
Download and regularly check dedicated discount apps. Sign up for newsletters from your favourite shops and venues as they often send early access deals or limited offers that don’t appear elsewhere. If you travel by train, look into railcards that offer family discounts, which can help you save lots of money if you’re planning to embark on excursions with your little ones in tow.
